Project finance software: What credit teams should test

A polished demo can summarise a document in seconds. Whether the software reduces work becomes clearer when an assumption changes, evidence is missing or a payment needs approval.

Evaluate a complete workflow. Choose a deal whose difficulties you understand and follow it through the proposed system.

Start with work that already has a cost

Perhaps several lenders request the same evidence. Perhaps counsel updates an agreement and someone manually rebuilds the conditions list. Or operations re-enters the same data after closing.

Choose one of these tasks. Measure the existing process, including corrections and follow-up questions. You then have a baseline against which to judge the new approach.

Look for continuity between stages

Evidence review should connect material statements to sources. An offer should identify the information used. Closing should retain unresolved conditions. Later payments and reports should remain traceable to the applicable agreements.

Ask where that continuity ends. A manual handoff is not automatically unacceptable, but it should be named, owned and included in the evaluation.

Ask to see a failure

Remove a required document or change an input after approval. Check whether the system requests the appropriate new review or lets the old approval continue unnoticed.

For payments, ask what happens when a provider accepts the instruction but has not confirmed settlement. Submission, settlement and reconciliation should not collapse into one success label.

The institution should retain its designated decision systems. Ask how approved status is imported, which system governs each fact and how conflicting or duplicate messages are handled.

Where FINKI fits

We are building FINKI as the operating system for complex finance. Deal OS addresses preparation and collaboration. Agent OS prepares work that can be checked against evidence. Capital OS addresses the operation of financing. Tokenisation OS extends suitable structures to controlled digital participation.

This is our product direction, not a claim that every function is deployed in every industry. Separate available capability, integration work and planned extensions during an evaluation.

Agree a limited next step

Use the evaluation checklist to define a workflow, responsible person and acceptance test. Keep confidential records out of public enquiry forms; use an approved workspace when the evaluation requires real data.

For an initial discussion, a description of the process is enough. Request a FINKI demo.